Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003686

Goal
15,000 €
Raised
8,241 €
54%
Return rate
13.14%
Rating
B+
Period
27
Time left
LTV
-
Country
Lithuania
Loan purpose
Equipment purchase
Business information
Security measures
Loan history
Project owner
Address
Xxxxxxė Šxxxxxxxxxxė
Xxxxxxxxx, Xxxxxxxxx, Xxxxxx x 6
header_1
Declared
Owned
Farming land70.54 ha0.00 ha
20252024
Revenue 88,624.00 € 65,336.00 €
Net profit 31,635.00 € 44,216.00 €
Equity ratio 66.64% -

Investment calculator

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Interest

13.14%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 13.14%
Project description
Documents
Payment schedule
Project Summary
The project belongs to a young organic farm operating in the Panevėžys district since 2025. The farm is fully organic and holds the relevant certification. Its core activity is the cultivation of organic potatoes and industrial hemp. The requested financing is intended to complete the implementation of the young farmer support project through the acquisition of a potato harvester and a tractor trailer.

Farm Overview
The farm was established in 2025 in the Panevėžys district. It currently declares more than 20 hectares of agricultural land, all of which is leased. The farm is fully organic and operates in accordance with organic farming principles.

Operating Model and Sustainability
The farm specializes in the cultivation of organic potatoes and industrial hemp. This operating model is focused on certified organic production and the cultivation of specialized agricultural crops.

Family Farming Model
The farmer’s husband operates a separate farm nearby, which is also fully organic and acts as guarantor for this financing. His farm declares more than 70 hectares of land, all of which is leased. The farm has a mixed production model, cultivating organic potatoes, flax, industrial hemp, and wheat. Together, the family cultivates more than 90 hectares of land, meaning that the young farm operates within a broader family farming structure.

Financing Purpose
The requested funds will be used to complete the implementation of the young farmer support project. The financing is intended for the purchase of a potato harvester and a tractor trailer.

Conclusion
The project represents a young farm operating within a broader organic family farming structure, with a clear specialization and a specific investment purpose. The financing is intended to complete the young farmer support project and acquire machinery directly required for the farm’s core operations.

The project presents the financial data of the guarantor.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.