Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003698

Goal
25,000 €
Raised
16,670 €
66%
Return rate
12.89%

Rating
B

Period
48

Time left

LTV
117%

Country
Lithuania

Loan purpose
Equipment purchase

Business information
Security measures
Loan history
Project owner
Address
Xxxxxxxx Xxxxšxxx
Xxxxxxxxx, Šxxxxėx xxxxxxx, Xxxūxx x.3-1
header_1
Declared
Owned
Farming land18.91 ha6.25 ha
20252024
Revenue 24,814.00 € 25,842.00 €
Net profit 15,348.00 € 11,104.00 €
Equity ratio 69.15% -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

12.89%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.

Interest rates:
Investing from 100 € - 12.89%
Project description
Documents
Payment schedule

The mixed farm, located in the Šilutė district, has been operating since 2019. The farm is engaged in both crop production and beef cattle farming. It currently keeps 53 beef cattle, which generate the majority of the farm’s income.

In 2026, the farmer declared 18.91 hectares of agricultural land, of which 6.25 hectares are owned by the farmer. The farm is currently in an expansion phase, with plans to increase the total managed agricultural land area to 50 hectares, while further developing its crop production activities.

The farmer is seeking EUR 25,000 in financing to purchase a newer tractor. The capacity of the machinery currently used on the farm is insufficient to efficiently carry out the existing workload, while the planned expansion of the cultivated land area will further increase the need for reliable machinery. The newer tractor will be used directly in the farm’s daily operations, including land cultivation, feed preparation, and other agricultural activities.

The investment will allow the farmer to upgrade the farm’s machinery base, improve operational efficiency, and ensure sufficient technical capacity to support the planned expansion of the farm to 50 hectares.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.