Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003710

Goal
49,050 €
Raised
1,601 €
3%
Return rate
13%
Rating
C
Period
52
Time left
LTV
90%
Country
Lithuania
Loan purpose
Refinancing
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxx Xxxxxxxxxxxx
Xxxxxxxxx, Xxxšxxxxxxx, Xxxxxxxx 24-51
header_1
Declared
Owned
Farming land74.34 ha20.00 ha
20252024
Revenue 87,631.00 € 64,936.00 €
Net profit 13,321.00 € 42,790.00 €
Equity ratio 22.01% -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

13%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 13%
Project description
Documents
Payment schedule
A mixed farm in Kaišiadorys district was established in 2020 and holds an organic farming certificate. The farm carries out beef cattle farming and grain crop farming activities.

The farmer has been an "InSoil" client since 2022. Over the course of the cooperation, three loan agreements have been concluded, of which two currently still have remaining obligations outstanding.

The farmer has applied to "InSoil" for refinancing of the existing loans, in order to spread the remaining obligations over a significantly longer period. This would reduce the burden of periodic payments and better align loan repayment with the farm's current cash flows. Currently refinancing loan LT0002762, and later plan to refinance loan LT0002738.

According to the client, the past two years have been difficult for the farm due to several factors: increased fuel prices, higher labor costs, increased feed preparation costs, and damage to crops caused by a strong windstorm.

According to the 2026 crop declaration, the farm declares 74.34 ha of agricultural land, of which 20 ha belongs to the farmer.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.