Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003711

Goal
68,600 €
Raised
4,558 €
6%
Return rate
11.89%
Rating
B+
Period
56
Time left
LTV
89%
Country
Lithuania
Loan purpose
Refinancing
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxx Xxxxxxxx
Xxxxxxxxx, Šxxxxė, Xxxų x 9
header_1
Declared
Owned
Farming land95.49 ha53.82 ha
20252024
Revenue 116,314.00 € 129,260.00 €
Net profit 71,229.00 € 2,870.00 €
Equity ratio 43.46% -

Investment calculator

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Interest

11.89%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 11.89%
Project description
Documents
Payment schedule
An agricultural operation in the Šilalė district, established in 2007, manages 95.49 hectares of agricultural land. Of this total, 53.82 hectares are owned by the farm, contributing to its operational stability.

The operation reports total assets exceeding EUR 580,000 for the current financial period, reflecting a substantial asset base relative to its scale. Analysis of the financial data indicates improved profitability and an increase in total equity compared to the previous year, suggesting a strengthened financial position.

The requested loan is specifically for the refinancing of existing obligations, aiming to optimize the farm's financial structure and cash flow management.

Overall, this project involves an agricultural enterprise with a considerable operational history and an established land base. The financing sought is for the strategic purpose of refinancing, supported by the farm's demonstrated asset base and improved financial indicators.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.