Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003721

Goal
15,000 €
Raised
7,400 €
49%
Return rate
13.37%

Rating
B

Period
36

Time left

LTV
-

Country
Lithuania

Loan purpose
Working capital

Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxx Xxšxx
Xxxxxxxxx, Xėxxxxxxx, Xxxxxxxxxx 48
header_1
Declared
Owned
Farming land49.88 ha49.88 ha
20252024
Revenue 30,397.00 € 31,331.00 €
Net profit 1,822.00 € 6,808.00 €
Equity ratio 6.93% -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

13.37%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.

Interest rates:
Investing from 100 € - 13.37%
Project description
Documents
Payment schedule

A livestock farm operating in Kėdainiai district was established in 2019. The farm currently raises approximately 12 beef cattle. The farmer owns 38.20 ha of land, held by ownership right.

The farmer has been using "InSoil" financing services since 2022. Over the course of the cooperation, two loan agreements have been concluded, one of which has already been fully repaid, while the other is currently active. The full repayment of the previous loan confirms the client's track record of cooperation and ability to fulfill the financial obligations undertaken.

The farmer is currently applying for a working capital loan. The financing will be used to cover the farm's regular operating expenses – feed, fuel, machinery maintenance, seasonal work, and other costs related to the agricultural production cycle.

The project is strengthened by more than six years of operating experience, a large share of owned land, genuinely conducted livestock farming activity, and an already established track record of successful cooperation with "InSoil".

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.