Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003763

Goal
40,000 €
Raised
40,000 €
100%
Return rate
12%
Rating
A
Period
56
Time left
LTV
89%
Country
Lithuania
Loan purpose
Land purchase
Business information
Security measures
Loan history
Project owner
Address
Xxxxxxx Xxxxxxxx
Xxxxxxxxx, Xxxxxxxxų xxx., Xxxėxų x. xxx.
header_1
Declared
Owned
Farming land299.19 ha230.00 ha
20252024
Revenue 105,265.00 € 123,481.00 €
Net profit 50,982.00 € 55,452.00 €
Equity ratio 80.54% -
Project description
Documents
Payment schedule
The farm was established in 2008 and operates as a crop farming business. The operation manages a declared land area totaling 299.19 hectares, of which 230.00 hectares are owned.

The current loan request is for the acquisition of additional land.

Financial reporting for 2025 indicates the operation holds assets valued at EUR 989,252, with equity amounting to EUR 828,937 and liabilities at EUR 3,073. This reflects a substantial asset base and a strong equity position relative to its liabilities. The operation reported a profit of EUR 50,982 for the period, and its balance sheet has shown an improvement in key metrics.

Based on its established operational history since 2008, the scale of its land management, and its current financial standing, this project seeks financing to support its agricultural expansion through land purchase.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.