Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003767

Goal
35,500 €
Raised
22,879 €
64%
Return rate
11.5%
Rating
B
Period
55
Time left
LTV
89%
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxxxxx Xxxxxxxx
Xxxxxxxxx, Xxxxxxx, Šxxxxėx xxx Xxxxxxx xxxxxx
header_1
Declared
Owned
Farming land105.71 ha105.71 ha
20252024
Revenue 282,073.00 € 146,223.00 €
Net profit 56,221.00 € 8,858.00 €
Equity ratio 46.91% -

Investment calculator

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Interest

11.5%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 11.5%
Project description
Documents
Payment schedule
The farmer has been engaged in agricultural activities in the Šilalė district since 1999 and currently cultivates 105.71 hectares of land, all of which is fully owned. Long-term farming experience and a fully owned land base provide a strong foundation for stable operations and further development.

Close family cooperation also plays an important role in the farm’s operations. The farmer’s wife, son, daughter, and son-in-law are all actively involved in agriculture and each operates a separate farm of approximately 100 hectares. Altogether, the family farms cultivate around 500 hectares of land, enabling them to organise seasonal work more efficiently and share experience, machinery, and other available resources.

The farm specialises in crop production, growing winter and spring wheat, oilseed rape, beans, and other grain crops. This crop structure supports effective crop rotation, diversifies production, and reduces dependency on a single crop or market price fluctuations.

The farm’s machinery fleet includes three tractors, a combine harvester, a seeder, a sprayer, and cultivators, as well as other equipment required for day-to-day agricultural operations. The available technical base enables the farmer to independently carry out key fieldwork, efficiently organise seasonal activities, and ensure a smooth production process.

The current financing is intended for working capital, supporting smooth seasonal operations, covering ongoing farm operating expenses, and maintaining financial flexibility. Long-term farming experience, a fully owned land base, strong cooperation between the family farms, and the available technical capacity provide a solid foundation for the farm’s continued operations and further development.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.