Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003773

Goal
30,000 €
Raised
19,813 €
66%
Return rate
11%
Rating
A
Period
60
Time left
LTV
89%
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxxxx Xxxėxxx
Xxxxxxxxx, Xxxxxxxxxxx, Xxxxxxx x. 3
header_1
Declared
Owned
Farming land155.61 ha78.00 ha
20252024
Revenue 86,058.00 € 89,726.00 €
Net profit 13,261.00 € -2,877.00 €
Equity ratio 26.37% -

Investment calculator

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Interest

11%

Preliminary earnings

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Interest rates:
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Project description
Documents
Payment schedule
Project Summary
The project belongs to a mixed farm operating in the Anykščiai district since 2001. The farm’s main activity is crop production, complemented by a smaller-scale livestock operation. The requested financing is intended for working capital to successfully complete the current season and prepare for the upcoming one.

Farm Overview
The farm was established in 2001 in the Anykščiai district. It currently declares 155 hectares of agricultural land, of which 78 hectares are owned. The farm has more than 20 years of operating experience and a significant owned land base.

Operating Model and Diversification
The farm operates a mixed model, with crop production as its main business activity. Approximately 90% of turnover is generated from cereal and legume production. The main crops are wheat, barley, oats, rye, and peas.

The remaining approximately 10% of turnover is generated from livestock activities, including beef cattle and milk production. The farm keeps around 15 cattle.

Sustainability
Land is managed using no-till practices, supported by crop rotation and cover crops. This farming model focuses on soil preservation and long-term operational continuity.

Financing Purpose
The requested funds will be used for working capital needs to successfully complete the current season and prepare for the upcoming one. The financing is intended to support smooth continuity of farm operations between seasons.

Conclusion
The project represents a long-established mixed farm with crop production as its core activity and livestock providing an additional source of income. The farm has a significant owned land base, applies sustainable land management practices, and the financing purpose is clearly defined – to provide sufficient working capital to complete the current season and prepare for the next one.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.