Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003775

Goal
15,000 €
Raised
15,000 €
100%
Return rate
13.37%
Rating
B
Period
36
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxxxxx Xxxxxxxx
Xxxxxxxxx, Xxxxxxxxų xx., Šxxxų 8
header_1
Declared
Owned
Farming land28.17 ha50.00 ha
20252024
Revenue 65,428.00 € 108,362.00 €
Net profit 11,529.00 € 34,182.00 €
Equity ratio 70.6% -
Project description
Documents
Payment schedule
An agricultural operation located in Girininkų km. was established in 2005. The farm manages 28.17 hectares of declared agricultural land, with 50.00 hectares of land being owned by the operation.

The current loan request for 15 000 Eur is intended to supplement the farm's working capital.

Financial data for the period ending in 2025 indicates a turnover of 108,362 EUR, reflecting an increase from the previous period's 65,428 EUR. Profit for the same period stood at 34,182 EUR, up from 11,529 EUR. The operation maintains an asset base of 264,303 EUR. Equity is recorded at 237,476 EUR, with liabilities totaling 21,159 EUR.

The project represents an established farming operation with a history dating back to 2005, demonstrating growth in its financial performance, and seeking funding to support its ongoing operational activities.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.