Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003797

Goal
28,800 €
Raised
24,276 €
84%
Return rate
11.6%
Rating
B+
Period
52
Time left
LTV
88%
Country
Lithuania
Loan purpose
Refinancing
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxx Žxxxxxxxx
Xxxxxxxxx, Šxxčxxxxxų x., Xxxžxxxxxx Xxxxšxxx xx. Xxxx x.2
header_1
Declared
Owned
Farming land79.07 ha59.13 ha
20252024
Revenue 27,565.00 € 27,331.00 €
Net profit 10,418.00 € 17,582.00 €
Equity ratio 65.75% -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

11.6%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 11.6%
Project description
Documents
Payment schedule
The farmer has been engaged in agricultural activities since 2003 and currently works 79.07 hectares of land, of which 59.13 hectares belong to the ownership right. Long-term farming experience and a significant part of own land form a solid basis for the continuity of the farm's activities and further development.

The farm specializes in crop production - wheat, buckwheat, oats and peas are grown. Such a choice of crops allows for diversification of production, efficient use of cultivated land, maintaining a balanced crop rotation and reducing dependence on one crop's harvest or market price fluctuations.

The farmer uses no-till farming technology in his activities, which helps to preserve the soil structure, reduce the costs of tillage and contribute to more sustainable farming. In the future, it is planned to further expand the farm's activities, increasing the area of ​​cultivated land and strengthening the production potential.

The farm equipment park consists of two tractors, an excavator, a powerful harvester and other equipment required for basic agricultural work. The available technical base allows you to independently perform basic field work, efficiently organize seasonal activities and ensure smooth harvesting.

Funding is currently being raised for refinancing to optimize existing financial obligations, better align payment schedules with the seasonal cycle of farm income and strengthen financial flexibility. Refinancing will create more favorable conditions for smooth business continuity, more efficient cash flow management and further development of the economy.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.