Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003799

Goal
8,000 €
Raised
8,000 €
100%
Return rate
13.5%
Rating
B+
Period
36
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxx Xxxxxx
Xxxxxxxxx, Xxxxx, Xxxxxxxxxxx xx 3
header_1
Declared
Owned
Farming land40.00 ha1.00 ha
20252024
Revenue 25,618.00 € 12,098.00 €
Net profit 5,869.00 € 1,485.00 €
Equity ratio 41.23% -
Project description
Documents
Payment schedule
This agricultural operation, established in 2021 in the Utena district, Lithuania, focuses on crop production, including cereals and other agricultural crops. According to the 2026 crop declaration, the farm operates on 44.10 hectares of land, with 1.00 hectare being owned. The farm utilizes its own agricultural machinery and equipment for its operations.

The farm demonstrated positive financial development in 2025. Sales revenue increased from EUR 4,965 in 2024 to EUR 16,357 in 2025, while net profit rose from EUR 1,485 to EUR 5,869 during the same period. Total assets expanded to EUR 69,587, indicating continued investment.

The requested financing is intended as working capital to support the farm's ongoing agricultural activities and facilitate further development, contributing to its operational stability and future growth. The farmer has an established financing history with InSoil, having successfully repaid one loan, with another active loan currently performing without overdue payments.

In summary, this agricultural operation, founded in 2021 in Utena, engages in crop production and has shown an increase in sales revenue, net profit, and total assets in 2025. The current financing request for working capital aims to support the farm’s continued operations, building upon its positive repayment record on the InSoil platform.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.