Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003806

Goal
25,500 €
Raised
25,500 €
100%
Return rate
11.92%
Rating
B
Period
60
Time left
LTV
88%
Country
Lithuania
Loan purpose
Equipment purchase
Business information
Security measures
Loan history
Project owner
Address
Xxxxxxxx Xxxxxxxx
Xxxxxxxxx, Xxxxxxxxų xx., Šxxxų 8
header_1
Declared
Owned
Farming land28.17 ha50.00 ha
20252024
Revenue 65,428.00 € 108,362.00 €
Net profit 11,529.00 € 34,182.00 €
Equity ratio 65.96% -
Project description
Documents
Payment schedule
An agricultural operation located in Girininkų km. was established in 2005. The farm manages 28.17 hectares of declared agricultural land, while the farmer owns 50.00 hectares of land.

The current loan request amounts to EUR 25,500. This financing is intended for the acquisition of a hay baler, which will support the farm's operational activities.

Security for the requested loan will be provided through the mortgage of an existing land plot owned by the farmer.

Financial data for the period ending in 2025 indicates a turnover of EUR 108,362, reflecting an increase from the previous period's EUR 65,428. Net profit similarly increased from EUR 11,529 to EUR 34,182. The farm maintains an asset base of EUR 264,303, with equity reported at EUR 237,476 and total liabilities at EUR 21,159.

This project represents an established farming operation with a history dating back to 2005, demonstrating improved financial performance. The requested financing aims to enable the farmer to acquire agricultural machinery, which is expected to support greater operational efficiency and contribute to the continued development of the farm.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.