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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
PL0000660
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | 43.57 ha | 20.07 ha |
| Revenue |
| Net profit |
| Equity ratio |
Documents
Payment schedule
About the project
The farmer has been operating his farm since 2002, when he inherited it from his in-laws. He inherited 16 ha of land, since then his farm has grown to 43.57 ha of which 20.07 he owns.
It is a family business, so apart from the season when he hires additional workers to help him, he works on the farm with the help of his family. The main branch of the farm is growing pumpkins, but he also grows cereals.
This year, 17.5 hectares are devoted to growing pumpkins, 11.5 hectares are devoted to corn, and the rest of the land is devoted to cereals. The farmer also has a dryer for pumpkin seeds, as he does this as a service. On the farm, in addition to all the necessary machinery needed for growing cereals, the farmer also uses a special harvester for harvesting pumpkins.
The owner of the project plans to finish the construction of the warehouse, buying new heavy equipment and fertilizer. With this loan, he’s hoping to fuel the development of the farm.
Area of declared land: 43,57 ha of which 20,07 ha is owned
- Investing from 100 € - interest 10,10 %
- Investing from 500 € - interest 10,80 %
- Investing from 1 000 € - interest 11,10 %
- Investing from 2 000 € - interest 11,60 %
- Investing from 5 000 € - interest 11,80 %
- Investing from 10 000 € - interest 12,20 %
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.