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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
PL0000865
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | 24.00 ha | 12.00 ha |
| 2021 | 2020 | |
|---|---|---|
| Revenue | 83,857.00 € | 44,383.00 € |
| Net profit | - | - |
| Equity ratio | - | - |
Documents
Payment schedule
The farmer has operated his farm since 2011 when he inherited it from his parents. He inherited 12ha of land from them, which he still owns today and which he has expanded with another 12ha of leasehold land.
On his farm, he grows 8ha of cauliflower, 7.5ha of strawberries, 4ha of tomatoes, 1ha of onions, 2ha of broccoli, and 1.5ha of raspberries. Because of the amount of work required to grow so many vegetables and fruits, he employs 10 workers to help on his farm.
He uses a lot of machinery daily, such as sprayers and, for example, 3 tractors.
Currently, the farmer is planning to modernize his equipment and buy some improvements to the farm, such as a sprinkler, mulcher, and onion sorters.
Active loans balance: €44856 (PL0000863 - in documentation process)
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.