Ūkio paskola
Ūkio paskola skirta žemės ir technikos įsigijimui, apyvartiniam kapitalui padidinti, kitiems ūkio plėtros poreikiams. Paskolos sąlygos priklauso nuo ūkio kreditingumo, paskolai užtikrinti įkeičiamo turto, paskolos grąžinimo laikotarpio ir kitų kriterijų.
PL0001174
Projekto savininkas | Adresas |
---|---|
header_1 | Deklaruotas plotas | Nuosavas plotas |
---|---|---|
Dirbama žemė | 17.65 ha | 17.65 ha |
2022 | 2021 | |
---|---|---|
Pajamos | 301,436.00 € | 129,145.00 € |
Grynasis pelnas | - | - |
Nuosavo kapitalo santykis | - | - |
To help a farmer collect funds faster, we offer you to earn even more. When investing, use the promo code Heavy1174 and get 1.00% cashback
Thanks to financing from HeavyFinace Karolina was able to grew her farm from 3,77 hectares to 17,65 hectares total - she owns the whole land. She was also able to buy New Holland tractor and Gaspardo sprayer as well as couple of smaller machines. The farm is currently developing very quickly and their main goal for the next 3 years is to streamline processes and invest in the farm's infrastructure and expand it’s area.
The farmer inherited the farm from her grandparents where she worked for the past 15 years. She is now the main person managing the farm, but her family continues to help her with the day-to-day operations. In addition, she has an agricultural degree.
The farm specializes in cucumbers, courgettes, and lettuce. The farm recently received money from subsidies for its development. The farm is well-equipped with various machines, such as; NEW HOLLAND tractor (2021) and GASPARDO sprayer (2021) - bought thanks to HF financing, CRUSH 2 tapes for harvesting vegetables (2014), WICHER cultivating unit (2014), KOS cultivating unit (2020), AGROLUX 4 furrow plow (2010), CHECCI MAGLI seedbed moulder (2014), CHECCI MAGLI fertilizer reseeder (2014), CHECCI MAGLI four-row vegetable planter (2014), and many more.
With the loan funds, the farmer plans to purchase a tractor, a vegetable planter and a stubble unit. The farm is currently in the process of negotiating a contract with one of the largest grocery shop chains in Poland as a supplier of vegetables to their shops, and is purchasing machinery to comply with the contract requirements. To secure the loan, the purchased equipment will be pleaded, and the borrower's father Marcin Dąbrowski also provides personal surety.
This is the farmer’s eighth loan with HeavyFinance, the businesswoman has borrowed in total of 344 387,00 € from the HeavyFinance investor community and has been partially repaid the principal amount. Her active loan balance on the HeavyFiannce platform is 275 054,30 € with the total collateral value of 521 346 €. Investors has already earned 24 212,24 € in interest.
Projekto rizika
Šitam projektui, kyla rizika prarasti visą gautą pelną ir investuotas lėšas.
Tokiu atveju, Projekto savininkui neįvykdžius savo įsipareigojimų, Platformos operatorius imsis visų būtinų priemonių investuotojų interesams apsaugoti ir panaudos pateiktą užstatą, tačiau Platformos valdytojas negarantuoja visiško Projekto savininko įsipareigojimų įvykdymo.
Finansinėms sutartims netaikoma Lietuvos Respublikos indėlių ir įsipareigojimų investuotojams draudimo įstatymo nustatyta draudimo apsauga.
Papildoma informacija:
Projekto savininkui nesurinkus finansuotinų sumų, surinktos lėšos grąžinamos rėmėjams pervedant jas į sąskaitą, iš kurios buvo pervestos. Platformos operatorius taip pat turi teisę pasiūlyti Projekto savininkui per Projekto finansavimo terminą sumažinti finansuojamą sumą arba pratęsti Projekto finansavimo terminą. Tokiu atveju, sumažinus finansuojamą sumą arba pratęsus Projekto finansavimo terminą, visais atvejais apie tai pranešama Platformoje ir informuojami Fondo finansuotojai.