agriculture_loan

agriculture_loan_description

PL0001175

goal
12,220 €
raised
12,220 €
100%
return_rate
12.5%

rating
A+

period
36

time_left

LTV
50%

country
Poland

loan_purpose
Working capital

business_information
security_measures
loan_history
project_owner address
Xxxxx Xxóx
63-810 Xxxxx Xxxxxxxxxxxx
header_1 declared owned
Farming land43.00 ha12.00 ha
20222021
revenue 68,088.00 € 47,976.00 €
net_profit - -
equity_ratio - -
project_description
documents
payment_schedule

The farmer has been working on the farm since childhood and his parents passed on to him the farm in 2017.

The farmer is engaged in dairy production. He has 30 heads of high-milking dairy cattle (Holstein Friesian) under the Polish Federation of Cattle Breeders and Milk Producers' evaluation. Additionally, he has 20 heifers. The food for the cows is mainly bought while he also grows alfa-alfa (13ha) and maize (10ha) specifically for them.
He also cultivates wheat (20ha) and barley (4ha) which he sells. During the harvest, he employs one or two workers.

Farmer systematically replaces machines with newer ones. Currently he's using:

  • CLASS Arion 640 tractor (2008)
  • JCB 5560 telescope loader (2010)

Mixed tillage (no-till, plowing):

  • STALTECH cultivating unit (2017)
  • KONGSKILDE VM-1 S feed truck (2019)
  • AKPIL KM80R3 rotary plow (2017)
  • AGRO MASZ SR300 grain seeder (2017) RAUCH sprayer (2012)
  • 2x trailers

In the future, the farmer plans to purchase a baler and a subsoiler to enable the complete transition to no-till farming. Another major investment for the nearest future will be the purchase of 10 heads of cattle.

The funds from HeavyFinance will be used to purchase fertilizers and agricultural inputs.


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additional_information:

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