Ūkio paskola

Ūkio paskola skirta žemės ir technikos įsigijimui, apyvartiniam kapitalui padidinti, kitiems ūkio plėtros poreikiams. Paskolos sąlygos priklauso nuo ūkio kreditingumo, paskolai užtikrinti įkeičiamo turto, paskolos grąžinimo laikotarpio ir kitų kriterijų.

PL0001234

Tikslas
23,000 €
Surinkta
23,000 €
100%
Palūkanų dydis
Nuo 14%
Reitingas
B
Periodas
36
Liko laiko
LTV
82%
Šalis
Poland
Paskolos tikslas
Investment to increase production
Verslo informacija
Apsaugos priemonės
Paskolų istorija
Projekto savininkas
Adresas
Xxxxxxx Xxś
Xóxxóx 23, 23-100 Xxxxxxx
header_1
Deklaruotas plotas
Nuosavas plotas
Farming land26.00 ha5.16 ha
20222021
Pajamos 182,980.00 € 82,018.00 €
Grynasis pelnas - -
Nuosavo kapitalo santykis - -
Projekto aprašymas
Dokumentai
Mokėjimo grafikas

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The farmer is the owner of the business for 26 years now. His father passed it to him with only 4 hectares. Since then he added additional 22 hectares - 20 ha in a long-term lease). Currently, the farmer works on the farm with his father.

The main income on the farm is the production of high-quality milk. The client has been awarded for the quality of its product and has certificates for assessing its quality. Currently, the client has 48 high-milking Holstein Friesian cows and one Limousine bull for breeding. Moreover, the client sells calves. Currently, milk production is up to 30,000L monthly. The farmer prepares the feed entirely himself. He cultivates corn (6 ha), wheat (8 ha), winter barley (6 ha), and rapeseed (6 ha) - all crops except wheat and rapeseed are for feed.

Equipment used on the farm:
  • JOHN DEERE 6120M tractor (2018) (purchased through cooperation with the EU)
  • JOHN DEERE 6155m tractor (2021) (purchased through cooperation with the EU)
  • URSUS C-330 tractor (1990)
  • BELARUS 952 tractor with loader (2014)
  • JOHN DEERE baler
  • AGRO grain seeder 3m (2019)
  • WopRol 1500L sprayer 
  • WopRol fertilizer spreader
  • PRONAR 14T spreader
  • PRONAR12T trailer
  • disc machine 4m
  • seeder 4m
  • subsoiler 3m
The client currently has a milk supply contract with Ozorko.
In 4 years, a photovoltaic system and solar panels will be installed on the farm. There are also plans for a small biogas plant, which will make the farm even more independent.

The goal of the project is to finance the purchase of 20 cows. The farmer wants to increase milk production as grain production is less profitable at the moment.

Revenue for 2022 consists of 5 696 € in subsidies.
Revenue for 2021 consists of 4 259 € in subsidies.


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Projekto rizika

Šitam projektui, kyla rizika prarasti visą gautą pelną ir investuotas lėšas.

Tokiu atveju, Projekto savininkui neįvykdžius savo įsipareigojimų, Platformos operatorius imsis visų būtinų priemonių investuotojų interesams apsaugoti ir panaudos pateiktą užstatą, tačiau Platformos valdytojas negarantuoja visiško Projekto savininko įsipareigojimų įvykdymo.

Finansinėms sutartims netaikoma Lietuvos Respublikos indėlių ir įsipareigojimų investuotojams draudimo įstatymo nustatyta draudimo apsauga.

Papildoma informacija:

Projekto savininkui nesurinkus finansuotinų sumų, surinktos lėšos grąžinamos rėmėjams pervedant jas į sąskaitą, iš kurios buvo pervestos. Platformos operatorius taip pat turi teisę pasiūlyti Projekto savininkui per Projekto finansavimo terminą sumažinti finansuojamą sumą arba pratęsti Projekto finansavimo terminą. Tokiu atveju, sumažinus finansuojamą sumą arba pratęsus Projekto finansavimo terminą, visais atvejais apie tai pranešama Platformoje ir informuojami Fondo finansuotojai.