Susikurkite paskyrą vos keliais žingsniais ir pradėkite investuoti jau dabar!
Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
PL0001251
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | 135.11 ha | 135.11 ha |
| 2021 | 2020 | |
|---|---|---|
| Revenue | 402,144.00 € | 309,700.00 € |
| Net profit | 97,981.00 € | -47,401.00 € |
| Equity ratio | 81.08% | - |
Documents
Payment schedule
The farm has been run for about 40 years, and additional land was purchased in 2009.
The company is engaged in crop production with the current crop structure:
- winter wheat 36 ha
- winter rapeseed 5 ha
- spring onion 38 ha
- industrial potatoes 10 ha
- sugar beet 15 ha
- grain maize 5 ha
There are 2 permanent workers and 14 seasonal workers. Considering the size of the farm, the company's owners need a lot of specialised equipment. Therefore, they use the following machinery.
Therefore, they use the following machines:
- onion peeling line + hopper + table + conveyor belts
- JOHN DEERE 7730 tractor
- JOHN DEERE 6230 tractor
- JOHN DEERE 6330 tractor
- URSUS 914 tractor
- JOHN DEERE combine harvester with rape table
- JCB 531 loader
- trailer 16t 2 pcs.
- trailer 9t 2 pcs.
- trailer 5t
- reel sprinklers 4 pcs.
- fertilizer dosing unit
- active harrow
- disc harrow
- cultivating unit
- onion digger
- onion bulb cutter
- AMAC onion picker
- GRIMME onion harvester
- sprayer
- Grimme RH 20-60 take-over basket
- beetroot planter
- onion planter
- potato planter
The farmers practise traditional ploughing, but there are years when rapeseed and maize are ploughed without tillage. They also sow catch crops in autumn and winter. As they say: "With a focus on root crops, we can't imagine growing anything other than traditional ploughing." It is worth mentioning that contracts for the supply of beet from Polski Cukier S.A. and potatoes from PPZ Trzemeszno Sp. z o.o. are being signed in the spring (both these companies are State Treasury companies). Other agricultural crops are sold to regional retailers
Funding from HeavyFinance will help the owners to replace the loader with a newer one as well as replace the pump and motor for the sprinkler system.
Plans for the coming years include replacing the roofing on all farm buildings.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.