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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
PL0001269
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | 16.20 ha | 6.15 ha |
| 2022 | 2021 | |
|---|---|---|
| Revenue | 20,395.00 € | 13,425.00 € |
| Net profit | - | - |
| Equity ratio | - | - |
Documents
Payment schedule
The farmer has been running the farm since 1998 when he took it over from his parents. Currently, his farm has 16,2 hectares. The farmer's primary income is crop production with the current sowing structure: 3,8ha of triticale, 4ha of wheat, 1,5ha of blackcurrant, 0,4ha of raspberries, 3ha of broad beans, 1,5ha of potatoes and 2ha of barley. On a daily basis, he runs the farm himself, however, he employs seasonal workers.
He uses machinery such as:
- MASSEY FERGUSON 3125 tractor
- URSUS c335 tractor
- WODZIŃSKI 8t trailer (2018)
- AUTOSAN trailer
- CLAAS combine harvester
- APOLLO cultivator (2011)
- STRUMYK disc harrow (2011)
- AWEMAK 5-plow (2011)
- BIARDZKI 1000 litre sprayer (2015)
- POLMARK sprayer 400 litres (2018)
- BROS orchard shredder (2018)
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.