agriculture_loan

agriculture_loan_description

PL0001413

goal
8,661 €
raised
8,661 €
100%
return_rate
14%

rating
B

period
48

time_left

LTV
70%

country
Poland

loan_purpose
Farm buildings purchase/construction

business_information
security_measures
loan_history
project_owner address
Xxxxxx Xxxxxxxxx
Xxxxxxxxx 20, 64-850 Xxśxxx
header_1 declared owned
Farming land20.00 ha15.50 ha
20222021
revenue 57,138.00 € 28,312.00 €
net_profit - -
equity_ratio - -
project_description
documents
payment_schedule

The farmer took over the farm from his parents in 2010 and has been running it with his wife ever since. He raises beef cattle, chickens and arable crops.

At the moment, he owns 50 beef cattle, 50 hens of which he sells eggs. He currently grows 4.27ha of maize, which is used for feed, 3.6ha of triticale, 1.63ha of winter barley, 1.5ha of spring barley.

On the farm he uses machinery such as:

  • NEW HOLLAND tractor (2018)
  • URSUS c360 tractor
  • SAMASZ disc mower (2019)
  • SAMASZ rake (2020)
  • SAMASZ tedder (2021)
  • GRANO SYSTEM disc harrow (2019)
  • AUTOSAN D47 trailer
  • POM ZŁOCIENIEC trailer
  • SKOTAREK Sprayer 500 (2010)
  • TUR HYDRAMET front loader (2018)
  • AMAZONE fertiliser spreader (2000)
  • SIPMA bale wrapper (2010)
  • M-ROL fodder mixer (2022)
  • SIPMA grain compactor (2015)

The farmer plans to expand his beef cattle farm over the next few years, with plans to build a barn within the next year that will allow increased production and herd welfare.
At the moment farmer needs funds to build a shed for farm machinery.

This is the farmer's third financing from HeavyFinance with the previous being repaid on time.

project_risks

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additional_information:

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