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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
PL0001519
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | 32.00 ha | 10.00 ha |
| 2022 | 2021 | |
|---|---|---|
| Revenue | 116,449.00 € | 45,978.00 € |
| Net profit | - | - |
| Equity ratio | - | - |
Documents
Payment schedule
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The farmer inherited the farm in 2002 in September. He has been farming since he was a child.
The main income of the farm is the breeding of high milk cows (HF - Holstein Friesian), currently the entrepreneur has 22 milking cows, 10 heifers, 5 calves. The farmer makes the feed himself and only buys additives as he has silage from maize and grass.
The current sowing structure consists of: 7 ha of maize, 10ha of rye, and 8ha of oats, There are also meadows - 9ha and pastures - 8ha for cows.
Used machinery:
- FARMTRAC P6 tractor
- FARMTRAC 48hp tractor
- URSUS C330 tractor
- METALFACH grain trailers x2
- PRONAR bale trailer
- ANNA potato harvester
- URSUS straw and hay baler
- grain seeder
Mr Kazimierz sows catch crops to fertilise the soil on about 5ha, and the straw is returned to the field as manure. The project owner sells his milk to the largest private dairy in Poland, Polmlek.
The funding from HeavyFinance will help to fill herd gaps and modernise production by renovating buildings.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.