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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
PL0001704
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | 120.00 ha | 52.00 ha |
| 2022 | 2021 | |
|---|---|---|
| Revenue | 235,006.00 € | 238,052.00 € |
| Net profit | - | - |
| Equity ratio | - | - |
Documents
Payment schedule
To help a farmer collect funds faster, we offer you to earn even more. When investing, use the promo code heavy1704 and get 2.00% cashback.
In 1992. Mr Bogdan received the farm from his parents, at that time the farm had 8 cows and 18ha of land. Currently, the farm has 120ha of land, of which 52ha is owned. Mr Bogdan runs the farm together with his wife Monika and two sons.
The farm specialised in milk production. They currently keep 86 Holstein-Fresian cows, 56 of which are already dairy. The farmers mostly produce their own feed from their own components, only buying premixes and additives. The current sowing structure consists of: maize - 18ha, cereals - 15ha, potatoes - 2ha, intercrops - 15ha, and grasses with lucerne - 80ha
Thanks to sustainable practices, the farm is a beneficiary of subsidies (eco-schemes), as they commit to sowing intercrops, applying manure to the soil and mixing it in within 12 hours of spreading.
Used tractors:
- CLASSAxos 340 (2011)
- CLASS Arion 660 C-matic (2018)
- NEW HOLLAND T6-175 (2016)
- FARMTRAC JCB 84WD (2018)
- CLASS scorpion 70-55 loader
Other machines:
- LEMKEN Euro Opal 4 rotary plough
- CLASS Roland press-wrapper
- CLASS Liner 2700 rake
- CLASS front/rear mowers
- MEPROZET maize drill
- AMAZONE fertiliser drill
- barrel wagon x2
The farm has been cooperating with the MLEKPOL (largest dairy company in PL) for many years.
The farmer's immediate plan is to switch to no-till or strip-till, as well as increase the herd to 160 head and build a calf barn, and this will happen thanks to the loan from HeavyFinance.
NOTE: This is the bigger financing consisting of 3 loans.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.