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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
-298,648 kg CO2e
PL0001903
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | 120.00 ha | 30.00 ha |
| 2022 | 2021 | |
|---|---|---|
| Revenue | 403,627.00 € | 232,074.00 € |
| Net profit | - | - |
| Equity ratio | - | - |
Documents
Payment schedule
Mr Jacob received the 13 ha farm from his parents in 2016, and now he is currently farming 90 ha of arable land with his wife assisting with the work on the farm.
The farm focuses on crop and meat production: 45 ha of cereals, 60 ha of maize, 15 ha of sugar beet. The farmer sells his crops at nearby buyers: Agroskup.
On the farm, he owns tractors: New Holland t7.200, New Holland t7.260, Mtz 82, Ursus c360, Soil cultivation, No-till unit, Disc harrow, Subsoiler, Cultivating seed drill combination, Sprayer, Spreader RTK navigation.
The client plans to purchase a larger tractor, chisel plough and universal seed drill, to increase the cultivation area.
With the funds from this loan, he will purchase fertiliser, fuel, seeds, and machinery parts needed to increase agricultural production.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.