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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
PL0001909
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | 62.00 ha | 38.00 ha |
| 2022 | 2021 | |
|---|---|---|
| Revenue | 271,038.00 € | 94,758.00 € |
| Net profit | - | - |
| Equity ratio | - | - |
Documents
Payment schedule
Mr Tomasz inherited the land in 2010 from his parents and runs the farm with his wife and children.
They base their activities on beef production, pig production and crop production. Crop rotation on the farm is subordinated to animal husbandry. 20 ha winter wheat, 10 ha triticale, 7 ha winter barley,15 ha maize for chopping, 3 ha maize for grain, 7 ha alfalfa for silage. There are 150 cattle and 60 pigs on the farm.
The farm receives subsidies for sustainable practices: Mixing manure into the soil, no-till, crop rotation, and keeping animals on deep bedding.
The farm is well-equipped with machinery ranging from Tractors: Ursus-c330, Ursus-c360, Ursus-4514, John Deere-6820, John Deere-7810, No-till Amazone combined cultivator and seed drill, Disc harrow Agro Masz, Land steel subsoiler, Santa Maria manure spreader, Kvernelnad fertiliser spreader, Mengele 400 forage wagon, Kelberk 24T semi-trailer 2x, Auto San trailer Manitou telehandler, Class Dominator combine harvester, Krukowiak 3000L sprayer, Mchale 750 baler
Entrepreneur sells animals to local buyers. Grain is collected by the local poultry farm Błachaj.
The farmer is looking for external finance which will help him purchase needed fertilisers. The loan will be secured by a pledge on 6.97 ha of land, a pledge value for this loan is 20 000 €. The land will also be used as collateral for one of his upcoming loan on the HeavyFinance platform.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.