Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0002884

Goal
15,000 €
Raised
12,520 €
83%
Return rate
12.5%

Rating
B+

Period
12

Time left

LTV
-

Country
Poland

Loan purpose
Working capital

Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxxxxxx Xxxxx Xxxxx
X.Xxxxxxxxxx 15, 72-200 Xxxxxxxx
header_1 Declared Owned
Farming land30.00 ha5.00 ha
20242023
Revenue 65,290.14 € 35,464.81 €
Net profit - -
Equity ratio - -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

12.5%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.

Interest rates:
Investing from 100 € - 12.5%
Project description
Documents
Payment schedule

Since 2020, the farmer has demonstrated strong entrepreneurial drive and operational success, growing from an initial 5 hectares to a current 34 hectares of cultivated land. The farm specializes in crop production, with a well-diversified sowing structure: 19 ha of barley, 4 ha of lupine, 7 ha of phacelia, and additional grassland and fallow areas. Operations are managed independently, reflecting both dedication and efficient cost control.

The farm uses machinery such as:

EINBOCK 2022 field weeder

THULE 2016 trailer

The funds are to be used to take benefit of a subsidy enabling the expansion of the machinery fleet with, for example, spraying agricultural drones.

The farm is at a pivotal growth stage, with a clear, actionable plan to expand and modernize operations.

Acreage Expansion: Targeting an increase to 50 hectares within three years through strategic land acquisition and leasing.

Machinery Modernization: Plans include acquiring advanced spraying drones and a new tractor, leveraging available subsidy programs to maximize capital efficiency.

Technology Adoption: The introduction of agricultural drones is expected to significantly improve crop yields, reduce input costs, and enhance sustainability.

Investor funds will be allocated as the initial capital required to access a substantial subsidy program, enabling the rapid expansion of the machinery fleet. This approach multiplies the impact of each invested euro by unlocking additional non-dilutive funding and accelerating modernization.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.