Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0002904

Goal
50,000 €
Raised
23,707 €
47%
Return rate
From 13.1%

Rating
B+

Period
36

Time left

LTV
60%

Country
Poland

Loan purpose
Working capital

Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxxxxxx Xxxxxńxxx
Xąxxxx Xóxx 130, 97-510 Xąxxxx Xóxx
header_1 Declared Owned
Farming land30.00 ha30.00 ha
20242023
Revenue 243,453.00 € 458,818.00 €
Net profit -18,265.00 € 4,660.00 €
Equity ratio 50% -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

13.1%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.

Interest rates:
Investing from 100 € - 13.1% Investing from 500 € - 13.8% Investing from 1,000 € - 14.1% Investing from 2,000 € - 14.6% Investing from 5,000 € - 14.8% Investing from 10,000 € - 15.2%
Project description
Documents
Payment schedule

The farmer has been managing his family farm since 1995, when he took over 17.61 ha of land from his parents. Driven by ambition and a long-term vision, he has steadily expanded the farm to its current 30 ha—all fully owned—demonstrating his commitment to growth and sustainability.

Together with his family, he cultivates a diverse mix of crops: 11 ha of wheat, 7 ha of rye, 3 ha of corn, and responsibly manages 7.16 ha of forest, contributing to biodiversity and environmental stewardship. Focused solely on plant production, the farmer continuously seeks ways to improve efficiency and yields without relying on external labor.

In the coming years, he plans to further develop the farm by investing in a modern 130-horsepower tractor, enhancing productivity and supporting sustainable farming practices. With the support of the InSoil loan, he will secure high-quality fertilizers and agricultural inputs for the upcoming season—ensuring strong harvests and continued farm development.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.