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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
PL0002906
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | 24.00 ha | 24.00 ha |
| 20 | |
|---|---|
| Revenue | 106,358.31 € |
| Net profit | - |
| Equity ratio | - |
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The farmer has been running the farm since 2009, after his parents 24 ha of which he owns 24 ha. He is involved in milk production on the farm. Currently, he has 22 dairy cows and 28 heifers in the herd. The farmer runs a sowing structure of 11.ha of corn, 0.2 ha of potatoes and the rest is grassland for cattle feed.
On the farm he uses the following machines:
- Belarus 952 tractor 2010
- Vicon Extra 124 mower 2017
- Cune Wertnik feed wagon 1990
- Bomet cultivator 2017
- Amazone 2000 fertilizer seeder
In the next 3-5 years the farmer intends to increase the herd of milking cows to 40, modernize the buildings, wireless milking machine, buy 5 ha of land and in the future he plans to build a new barn. The money from the financing is to be used for investment purposes, he plans to buy several milking cows.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.