Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0003002

Goal
28,629 €
Raised
7,649 €
26%
Return rate
From 12.5%
Rating
B+
Period
48
Time left
LTV
54%
Country
Poland
Loan purpose
Investment to increase production
Business information
Security measures
Loan history
Project owner Address
Xxxxxx xxxxxxxłxx xxxxxx
Xxxxxxx 45, 63-600 Xęxxx
header_1 Declared Owned
Farming land20.00 ha9.00 ha
20242023
Revenue 50,660.13 € 77,270.44 €
Net profit - -
Equity ratio - -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

12.5%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 12.5% Investing from 500 € - 13.3% Investing from 1,000 € - 14% Investing from 2,000 € - 14.2% Investing from 5,000 € - 14.5%
Project description
Documents
Payment schedule
The farmer has been managing the farm since 2016, when he inherited 9 ha from his parents. Through consistent reinvestment and strategic development, he has expanded the farm to its current size of 20 ha. The business focuses on both crop production and cattle breeding, and is operated independently by the owner. The current crop structure includes 10 hectares of corn, 6 hectares of wheat, and 4 hectares of grassland. The livestock consists of 20 dairy cows, 10 heifers, and 15 beef cattle – ensuring a diversified and resilient production model.

The following machines are used on the farm:
SANO Feed wagon (2020)
AGRO-MASZ Disc harrow (2016)
UNIA Reversible plow (2016)
PICHON Manure spreader (2022)

The farmer has a three-year development plan aimed at scaling operations and increasing productivity. This includes the acquisition of 10 additional dairy cows and the purchase of 10 more hectares of land. Infrastructure upgrades are also planned: modernization of the existing barn, construction of a dedicated shelter for feed and livestock, and installation of grain silos.

The requested loan will be used to co-finance the building modernization, forming a key part of the broader growth strategy.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.