Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0003087

Goal
50,000 €
Raised
13,904 €
27%
Return rate
From 13.6%
Rating
B
Period
48
Time left
LTV
61%
Country
Poland
Loan purpose
Refinancing
Business information
Security measures
Loan history
Project owner Address
Ūxxxxxxxx (-ė) XXXXXXX XXXXXXXXXXX
Xxxxć Xxxxxx 5, 18-411 Śxxxxxxx
header_1 Declared Owned
Dirbama žemė55.00 ha15.00 ha
20242023
Revenue 289,456.21 € 165,628.85 €
Net profit - -
Equity ratio - -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

13.6%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 13.6% Investing from 500 € - 14.3% Investing from 1,000 € - 14.6% Investing from 2,000 € - 15.1% Investing from 5,000 € - 15.3% Investing from 10,000 € - 15.7%
Project description
Documents
Payment schedule

The farmer has been running his farm since 2016, when he started it on his own by purchasing 3 hectares of land. Since then, he has managed to expand his farm to 55 hectares, 15 of which he owns. The farmer runs the farm on his own and is involved in crop production and cattle breeding. His crop structure consists of 33 hectares of corn, 5.5 hectares of barley, and the rest is grass. His herd currently consists of 50 dairy cows, 30 heifers, and 20 young cattle. He uses the following machines on his farm:

  • LELLY self-loading trailer 2015
  • KUHN corn seed drill 2019
  • JOHN DEERE combine harvester 2012
  • WALTRA tractor 2015
  • NEW HOLLAND tractor 2006

In the coming years, the farmer plans to increase his milk production. His barn has space for 100 dairy cows, so he has both the space and feed from his own harvest to increase his herd. 

The loan funds will be used to refinance another liability and to purchase additional dairy cattle.  

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.