Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0003088

Goal
50,000 €
Raised
50,000 €
100%
Return rate
From 13.6%

Rating
B

Period
48

Time left

LTV
61%

Country
Poland

Loan purpose
Refinancing

Business information
Security measures
Loan history
Project owner
Address
Xxxxxx XXXXXXX XXXXXXXXXXX
Xxxxć Xxxxxx 5, 18-411 Śxxxxxxx
header_1
Declared
Owned
Farming land55.00 ha15.00 ha
20242023
Revenue 289,456.21 € 165,628.85 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule

"Mariusz Wyszomirski is a dedicated and expanding dairy farmer based in Jakać Dworna 5, 18-411 Śniadowo, seeking a €50,000 loan to refinance existing liabilities and to strategically increase his dairy herd. Since starting his farm independently in 2016 with just 3 hectares, he has successfully grown the operation to 55 hectares, owning 15 hectares outright. His diversified farm combines crop production—with 33 hectares of corn, 5.5 hectares of barley, and remaining grassland—with a robust livestock component of 50 dairy cows, 30 heifers, and 20 young cattle, supported by modern machinery including a 2012 JOHN DEERE combine harvester and a 2015 WALTRA tractor.


The farm operates with significant growth potential; notably, the existing barn can accommodate expansion to 100 dairy cows, and the farmer’s own feed production capacity supports sustainable herd enlargement. The loan will enable refinancing for improved financial liquidity and capital will be deployed to purchase additional dairy cattle, driving increased milk production and revenue growth.


Investing in this farm offers exposure to a resilient and growing agricultural business with a proven track record of scaling assets and operations efficiently. The borrower demonstrates strong operational expertise and asset management, modern agricultural practices, and a clear strategy for expanding production capacity and profitability. This positions the investment as a sound opportunity for steady returns secured by tangible assets and supported by the aspirational growth of a dairy-centered agricultural enterprise."     

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.