Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0003097

Goal
10,000 €
Raised
10,000 €
100%
Return rate
14%
Rating
B
Period
18
Time left
LTV
-
Country
Poland
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner Address
Xxxxxxxxxx Xxxxxxxxxx Xxxxł Xxxxxńxxx
Xxxxęxxxxxx 67, 87-148 Łxxxxxxx
header_1 Declared Owned
Farming land42.00 ha9.00 ha
20252024
Revenue 134,872.15 € 99,977.24 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule
This Polish farm, operating since 2012, has grown from 9 to 42 hectares under the experienced management of the farmer. The farm integrates crop production (beets, wheat, corn, and grassland) with dairy farming, currently maintaining a herd of 24 milking cows, including 16 heifers. The farmer uses modern equipment, such as a 2022 LANDSTAL no-till cultivator and a 2024 AGRO-MASZ disc harrow, ensuring efficient and sustainable operations.
The requested loan will fund fertilizer purchases, a critical input to boost crop yields and overall farm productivity.

Over the next three years, the farmer plans to expand the herd to at least 30 milking cows and gradually acquire leased land, solidifying asset ownership and increasing operational scale.
This investment is backed by a proven track record of steady farm expansion, diversification of income streams, and modern machinery assets. The loan facilitates immediate input improvements that will enhance profitability and cash flow, reducing operational risks. Investors are presented with a secured opportunity in a resilient agricultural sector with clear growth prospects tied to strategic herd expansion and land consolidation.

This description highlights the farm’s growth, asset base, clear loan purpose, and planned development, making it compelling for investment consideration within the Polish agricultural sector.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.