Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0003105

Goal
21,500 €
Raised
21,500 €
100%
Return rate
18.5%
Rating
C
Period
48
Time left
LTV
50%
Country
Poland
Loan purpose
Investment to increase production
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxłxxxxx Xxxxxxńxxx
Xxxxxxx Xxxxxxxxxx 6362-045 Xxxxxx, Xxxxxx
header_1
Declared
Owned
Farming land10.50 ha5.66 ha
20242023
Revenue 67,728.00 € 56,075.84 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule
"The farmer has been running the farm since April 2014, when he established it on 5.66 hectares. Today, it covers 10.5 hectares, including 7.5 ha of blueberries, 2 ha of sour cherries, 0.5 ha of sweet cherries, and forage or field crops such as peas, winter wheat, rapeseed, corn, soybeans, pumpkins, sugar beets, cucumbers, and potatoes.
He manages the farm himself, with help from 20–30 seasonal workers.

The farm is equipped with modern machinery, including a Tad Len Monsun 400L orchard sprayer (2021), a Ditta-seria 450L spreader (2015), soil crushers (2016), irrigation systems (2016/2019), and tractors E63D and C330.

In the coming years, he plans to further modernize and expand his farm, focusing on improving efficiency and production quality. The main goal is to increase blueberry cultivation by establishing a new 6-hectare plantation with the Calipso variety, which will significantly raise the farm’s output and strengthen its position in the fruit market. To support this growth, he also plans to build a modern cold storage facility with two chambers (80 m²) for better post-harvest handling and product quality preservation.

Additionally, he intends to purchase a larger 1200L sprayer to enhance precision in plant protection treatments and ensure more efficient use of resources. These investments are part of a broader development strategy aimed at sustainable growth, higher productivity, and long-term environmental responsibility.

The loan will be used primarily to finance new blueberry plantings and to provide working capital for ongoing production needs, ensuring smooth operation during the expansion phase.
"     

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.