Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0003125

Goal
46,000 €
Raised
46,000 €
100%
Return rate
From 11.6%
Rating
B+
Period
48
Time left
LTV
50%
Country
Poland
Loan purpose
Investment to increase production
Business information
Security measures
Loan history
Project owner Address
Ūxxxxxxxx (-ė) Xxxxx Xxxxxxxńxxx
Xxxx Xxxxxx 31 77-420 Xxxxx
header_1 Declared Owned
Dirbama žemė53.00 ha30.00 ha
20252024
Revenue 47,542.29 € 36,893.96 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule
"Independent Farm Overview
This independently operated farm has been managed by the current farmer since February 2020. The total farm area currently covers approximately 30 hectares, including 23 hectares of owned land and additional leased land. The farm focuses on a mixed cropping and livestock system to optimize both crop production and cattle breeding.
Crop Structure and Land Use
- Corn: 2.5 ha
- Oats and Barley mix: 6.5 ha
- Barley: 2 ha
- Rye: 6.5 ha
- Pasture for cattle: remaining area
This diversified land use supports both arable farming and sustainable cattle grazing.
Modern Machinery Portfolio
- Claas Arion 640 Tractor (2014)
- 3-meter Disc Harrow (2024)
- Hay Tedder (2024)
- Fertilizer Spreader (2023)
- Potato Harvester (1995)
The farm’s investment in up-to-date machinery ensures effective field operations and productivity.
Expansion and Development Plan (Next 3–5 Years)
- Increase cattle herd by purchasing an additional 20 head, extending fencing to support approximately 100 cattle.
- Construct or expand the cowshed to accommodate herd growth.
- Acquire a hay rake to improve forage management.
- Lease an additional 2-4 hectares of land to expand production capacity.
Loan Purpose
The loan will primarily support the purchase of new cattle, facilitating the expansion and further development of animal production on the farm.
Investment Opportunity
This farm presents a well-managed, growth-oriented agricultural business with a clear plan to expand livestock production and improve operational capacity through land expansion and modern equipment. Investment will directly enhance asset base, productivity, and profitability."     

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.