Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0003165

Goal
11,000 €
Raised
11,000 €
100%
Return rate
15%
Rating
C+
Period
18
Time left
LTV
-
Country
Poland
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner Address
Ūxxxxxxxx (-ė) Xxxxxxxxx Xxxxxńxxx
Xxxxxxxx 10, 83-206 Xxxxxxxxxx Xxśxxxxxxxx
header_1 Declared Owned
Dirbama žemė105.00 ha36.00 ha
20252024
Revenue 65,109.82 € 63,586.56 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule
"Established in 1993, the farmer started with 12 hectares inherited from his uncle and has since expanded the operation to 105 hectares, owning 36 hectares outright. Operating independently, the farm specializes in crop production with a robust sowing plan: 55 hectares of winter wheat, 20 hectares of corn, and 30 hectares of spring wheat.

The farm is equipped with reliable, modern machinery including:
CASE tractors (2010 and 2019 models)
HARDI sprayer (2013)
VECTOR combine harvester (2018)
GASPARDO cultivating and seeding unit (2013)

A key strategic goal for next year is transitioning to a no-till farming system. This innovative approach will boost the farm’s long-term productivity while preserving soil health. To achieve this, the farmer plans to acquire no-till machinery. Though a grant application is currently pending, if not approved, the machinery will be rented initially with a purchase planned within two years.
Investment funds will be allocated toward current farm expenses.
This project offers investors a promising opportunity to empower a well-established, forward-thinking farm poised for sustainable growth and increased efficiency through modern technology adoption."     

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.