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Green loan
Green Loan is a type of financing that enables farmers to use the proceeds for projects contributing to the environment. For investors, Green Loans give an opportunity to indirectly contribute to the generation of high-quality soil carbon credits, which are later sold on the Voluntary Carbon Market and receive part of the proceeds from their sale.
-8,863,778 kg CO2e
PL0003170
Goal
100,000 €
Raised
28,672 €
Return rate 
13.7%
Rating
A
Period
48
Time left
LTV
50%
Country
Poland
Loan purpose
Investment to increase production
Business information
Security measures
Loan history
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | 277.97 ha | 277.97 ha |
| 2024 | 2023 | |
|---|---|---|
| Revenue | 378,900.00 € | 243,954.00 € |
| Net profit | 100,242.00 € | 58,499.00 € |
| Equity ratio | 26% | - |
Project description
Documents
Payment schedule
"Independent Farm Overview
The farm Wiechlice has been registered since June 10, 2014, and currently covers a total area of approximately 280.73 hectares, including 171.178 hectares of owned land and 109.552 hectares under documented lease agreements. The farm employs three people: two full-time and one part-time (1/8). The farm does not conduct livestock production yet but plans to introduce a small herd primarily for organic fertilizer production to improve soil quality.
Crop Structure and Land Use (2026)
Spring barley (drill): 68.79 ha
Winter wheat: 58.70 ha
Winter rapeseed: 36.32 ha
Winter oats: 20.95 ha
Perennial grass mix: 2.11 ha
Planned spring planting:
Sugar beet: 28.60 ha
Faba bean: 14.47 ha (currently cover crop)
Corn: 12.22 ha
Sugar beet or corn: 38.57 ha
Previous year (2025) crop structure:
Winter barley: 53.11 ha
Winter wheat: 43.45 ha
Winter rapeseed: 115.77 ha
Faba bean: 9.31 ha
Sugar beet: 49.20 ha
Winter oats: 7.78 ha
Perennial grass mix: 2.11 ha
The farm emphasizes crop rotation, especially with legumes like faba bean used once every four years to maintain soil health.
Modern Machinery Portfolio
- Claas AXION 940 Tractor (2024)
- NEW HOLLAND T7.185 Tractor (2014)
- HORSCH FOCUS 4 TD cultivator-seeder (2022)
- Tiger 4 AS cultivator (2014)
Expansion and Development Plan (Next 3–5 Years):
- Increase farm area
- Develop precision agriculture to improve efficiency and sustainability
- Reduce input use (fertilizers, pesticides, fuel) through modernization and new equipment
- Introduce digital farming technologies
- Establish a small livestock herd to produce organic manure for soil health improvements
Loan Purpose
The loan will support ongoing precision farming improvements, adoption of carbon-smart farming techniques, machinery upgrading, and trials of new crop varieties with lower fertilizer and protection needs. It also facilitates farm modernization to remain competitive and environmentally responsible.
Investment Opportunity
This farm offers a well-presented, growth-focused agricultural enterprise with a clear strategy for expansion through land acquisition, machinery innovation, and environmentally sustainable practices. Investment will enhance productivity, reduce input costs, and support long-term farm viability."
Project risks
Please note that investing in this project carries inherent risks, including the potential for the loss of profits and invested funds.
In the event that the Project Owner fails to fulfil their obligations, InSoil will take all necessary measures to safeguard the interests of investors and utilise the provided collateral. However, the Platform Operator does not guarantee the complete fulfilment of the Project Owner’s obligations.
There is also the possibility that carbon certificates may not be generated due to various reasons, such as the actions of Heavy Finance UAB, the project owner, or external factors.
Due to changes in market conditions, measurement methodologies and other factors, the price of carbon certificates is subject to change.