Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0003184

Goal
23,000 €
Raised
10,345 €
44%
Return rate
13.5%
Rating
B
Period
48
Time left
LTV
50%
Country
Poland
Loan purpose
Investment to increase production
Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxxxxxx Xxżxx
Xxxxóxxx 8x, 21-532 Łxxxxx
header_1 Declared Owned
Farming land20.50 ha4.50 ha
20242023
Revenue 19,432.45 € 6,148.88 €
Net profit - -
Equity ratio - -

Investment calculator

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Interest

13.5%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 13.5%
Project description
Documents
Payment schedule
"The farm has been operated since 2019, inherited from the client’s parents, who transferred 4.5 hectares to him. Currently, the farm covers a total of 20.5 hectares – 4.5 hectares owned and 16 hectares leased. The owner works on the farm together with his parents, ensuring efficient management and operations.

The crop structure is diversified: 3 hectares of perennial crops, 3 hectares of summer crops, 5 hectares of oats, 2 hectares of corn, and the remaining area is grassland. The farm also specializes in dairy cattle farming, currently housing 16 dairy cows, 15 young stock, and 4 fattening animals.

The farm is equipped with modern machinery, enabling efficient fieldwork. The machines in use include a Polmot 9014h tractor, Farmtrac 555dt, Ursus C360, fixed plow, cultivator with seed drill, 1400 l sprayer, disc mower, self-propelled chopper, stubble cultivator, and a baler. Most of this equipment is from 2010 or newer, ensuring reliability and effectiveness.

The funds raised on the InSoil platform will be used to purchase dairy cows to increase milk production and a grain combine harvester to improve harvest efficiency. Investing in these targeted purchases guarantees further growth and stability of the farm, making this loan an attractive opportunity for investors seeking safe and promising capital placement."     

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.