Green loan

Green Loan is a type of financing that enables farmers to use the proceeds for projects contributing to the environment. For investors, Green Loans give an opportunity to indirectly contribute to the generation of high-quality soil carbon credits, which are later sold on the Voluntary Carbon Market and receive part of the proceeds from their sale.
-3,775,905 kg CO2e

PL0003192

Goal
40,000 €
Raised
40,000 €
100%
Return rate
20.2%

Rating
B

Period
48

Time left

LTV
48%

Country
Poland

Loan purpose
Land purchase

Business information
Security measures
Loan history
Project owner Address
Xxxxxx XXXXXXXX XXXXXXXXX
Xxxxóx 25 , 22-500 Xxxxxxxxóx
header_1 Declared Owned
Farming land145.00 ha90.00 ha
20242023
Revenue 273,926.00 € 222,413.02 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule
"The farmer has been running the farm since May 2004, having inherited 1 hectare of land from his parents. Currently, he owns 90 hectares of land, and together with leased fields, the total cultivated area amounts to 145 hectares. Seasonal workers are employed to support farm operations.

The farm focuses on crop production. The crop structure includes:
60 ha of wheat, 15 ha of sugar beet, 22 ha of oil pumpkin, 24 ha of winter rapeseed, 1 ha of mustard, 18 ha of maize, and 5 ha of grassland.

Machinery and Equipment:

-Claas Tucano combine harvester, 2014
-Case Puma 200 CVX tractor, 2017
-Case Puma 150 tractor, 2022
-Horsch Leeb 4 LT sprayer, 2022
-Horsch Terrano 4 FX cultivator, 2018

Investment Plans (3–5 years):
Construction of two grain silos with a total area of 200 m² and a capacity of 180 tons each, purchase of 20 hectares of farmland, and replacement of the combine harvester with a newer model.

Use of Financing:
The financing will be allocated for the purchase of agricultural land."     

Project risks

Please note that investing in this project carries inherent risks, including the potential for the loss of profits and invested funds.

In the event that the Project Owner fails to fulfil their obligations, InSoil will take all necessary measures to safeguard the interests of investors and utilise the provided collateral. However, the Platform Operator does not guarantee the complete fulfilment of the Project Owner’s obligations.

There is also the possibility that carbon certificates may not be generated due to various reasons, such as the actions of Heavy Finance UAB, the project owner, or external factors.

Due to changes in market conditions, measurement methodologies and other factors, the price of carbon certificates is subject to change.