Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0003252

Goal
100,000 €
Raised
43,216 €
43%
Return rate
11.9%
Rating
A
Period
48
Time left
LTV
51%
Country
Poland
Loan purpose
Refinancing
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxxx Xxxxxxxxxx
Xxxxxxxx 8X , 58-150 Xxxxxxxx
header_1
Declared
Owned
Farming land230.00 ha90.00 ha
20242023
Revenue 530,893.02 € 515,825.76 €
Net profit - -
Equity ratio - -

Investment calculator

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Interest

11.9%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 11.9%
Project description
Documents
Payment schedule
This thriving agricultural powerhouse, under dedicated family ownership since 2003, has scaled dramatically from 50 hectares to an impressive 230 hectares of top-tier farmland—90 hectares fully owned, with the rest strategically leased for optimal flexibility. Specializing in high-value crops, the farm delivers resilient, profitable operations year after year, leveraging market-leading diversification to maximize yields and minimize risks.

Farm Crop Portfolio and Scale
Sugar beet: 16 ha
Barley: 50 ha
Rapeseed: 60 ha
Corn: 20 ha
Wheat: 136 ha

This powerhouse crop mix taps into premium markets, ensures robust crop rotation for soil vitality, and positions the farm to seize fluctuating commodity opportunities for superior profitability.

Cutting-Edge Machinery and Equipment
New Holland X6.90 Combine Harvester (2024)
Met Tech Agricultural Trailers (2022)
New Holland T7.270 Tractor (2019)
Kverneland Sprayer (2021)
Lemken Rotary Plough (2023)
Väderstad Seeder (2023)

Fully equipped with the latest technology, the farm operates at peak efficiency, slashing costs, boosting output, and setting the stage for rapid expansion.
Ambitious 3–5 Year Growth Roadmap
Acquire leased land to boost owned assets and cut rental dependencies.
Expand cultivation for higher production volumes.
Install grain storage tanks to optimize post-harvest value.
Upgrade infrastructure, including modern machinery storage for seamless operations.
These targeted moves will supercharge scale, asset value, and cash flows—delivering exponential returns for forward-thinking investors.

Funding Purpose: Strategic Debt Refinancing
Your investment will refinance an existing obligation, freeing up critical capital at better terms. This smart financial pivot eliminates high-cost debt, enhances liquidity, and accelerates the farm's growth engine—directly fueling land purchases, expansions, and tech upgrades for outsized profitability.

Why Invest Now?
Back a battle-tested farm with 20+ years of relentless growth, modern firepower, and a crystal-clear path to dominance. Refinancing unlocks immediate efficiencies and long-term gains in a booming ag sector. Secure your stake in real, revenue-generating assets with proven scalability and high-return potential.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.