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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
PL0003298
Project owner | Address |
|---|---|
header_1 | Declared | Owned |
|---|---|---|
| Farming land | 35.87 ha | 30.87 ha |
| 2025 | 2024 | |
|---|---|---|
| Revenue | 109,332.22 € | 94,810.59 € |
| Net profit | - | - |
| Equity ratio | - | - |
Documents
Payment schedule
The farmer started with 3 ha purchased in 1997 and has grown the operation to 35 ha, including 30 ha owned outright. He handles all farm work independently, while employing one full-time staff member to manage the agritourism activities that complement the core business.
Livestock consists of 142 Wrzosówka sheep and 24 goats, supported by a practical crop structure: 5 ha of wheat, 10 ha of corn, 10 ha of oats, with the remaining area dedicated to meadows. The machinery lineup, all from 2010 or newer, includes: CLAAS AXOS tractor (2013) POLMOT 8014H tractor (2010) PROMAR PWP 530 tedder (2011) Z560 baler wrapper (2012) Z230 carousel rake (2021) PRONAR trailer (2010).
Over the next 3-5 years, the focus will be on developing agritourism further and expanding the sheep and goat herds. Loan proceeds will cover current operating expenses, such as feeds, maintenance, and seasonal requirements.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.