Ūkio paskola

This established 20-year-old Polish dairy operation presents a compelling refinancing opportunity backed by substantial assets and immediate growth potential. The farmer has methodically expanded the business from an 11-hectare family inheritance in 2006 to a robust 50-hectare enterprise, with 40% of the land owned outright, providing a solid equity foundation. The farm operates an integrated model featuring self-sufficient feed production across 26 hectares of corn silage and 24 hectares of meadows, which insulates it from external input cost volatility. A current herd of 95 head—comprising 68 milking cows and 27 heifers—generates consistent milk revenue, supported by essential equipment including a 2014 New Holland tractor and 2016 Rekordia tanker truck. A strategic highlight is the recently completed €400,000 modern barn, designed to accommodate 150 head of cattle. This infrastructure investment positions the operation with 58% unused capacity, enabling herd expansion without additional capital expenditure. All future investments will flow directly into scaling livestock numbers to fully utilize this state-of-the-art facility. The refinancing facility will optimize existing InSoil liabilities, delivering improved debt terms, enhanced liquidity, and capital redirection toward productive herd growth. This capital structure improvement strengthens financial resilience while accelerating the path to higher milk production volumes. Investors benefit from multiple layers of protection: significant owned land equity, €400,000 in recent infrastructure collateral, feed self-sufficiency, and a proven operator with two decades of expansion success. The dairy sector's relative price stability, combined with untapped capacity, creates a clear pathway to scaled profitability. This represents a low-risk platform where modern assets meet operational discipline, positioning the farm for efficient growth in Poland's stable agricultural market.
Active loans balance: Collateralized - € 0 Uncollateralized - € 0
Active loans total: € 0