Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
PL0003310
Project owner | Address |
|---|---|
header_1 | Declared | Owned |
|---|---|---|
| Farming land | 27.67 ha | 12.00 ha |
| 2025 | 2024 | |
|---|---|---|
| Revenue | 116,782.64 € | 20,768.07 € |
| Net profit | - | - |
| Equity ratio | - | - |
Investment calculator
Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings. 13.8%
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This established mixed-farming operation, taken over in 2012 with 12 hectares from family land, has grown to 27.67 hectares total through strategic addition of 15.67 hectares of leased acreage. The solo-operated farm delivers diversified revenue from high-volume pig production (average 900 head annually), beef cattle breeding (18 head per year), and crop cultivation focused on 21 hectares of corn supported by grassland for forage.
Equipped with a modern machinery fleet—including a 2021 Altro fertilizer spreader, 2013 SIPMA round baler, SIMPA wrapped hay silage baler, Biardzki sprayer, and Agromasz cultivator/seed drill—the farm maintains efficient, independent operations that minimize costs and maximize output.
The farmer's forward-looking strategy emphasizes scaling beef cattle production for enhanced profitability while modernizing equipment to boost overall productivity. This disciplined growth approach builds on 14 years of successful management and revenue diversification. The loan will refinance existing loan to unlock improved financial liquidity and replenish working capital for critical inputs like seeds, fuel, and feed. This capital optimization positions the farm for accelerated expansion, stronger cash flow, and execution of its modernization roadmap. The farmer benefit from substantial collateral including owned family land, leased production acreage, livestock inventory, and a €100,000+ machinery asset base. The combination of scale (900 pigs/year), diversification across pigs/beef/crops, and clear productivity initiatives makes this a compelling opportunity in resilient livestock agriculture with strong upside from planned beef expansion.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.