Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0003336

Goal
28,000 €
Raised
8,260 €
29%
Return rate
From 11.1%

Rating
A

Period
48

Time left

LTV
67%

Country
Poland

Loan purpose
Working capital

Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxł Xxxxxxńxxx
Xęxxx Xxóxxxxxxx 4 , 62-620 Xxxxxx
header_1
Declared
Owned
Farming land104.00 ha104.00 ha
20242023
Revenue 220,833.37 € 188,531.01 €
Net profit - -
Equity ratio - -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

11.1%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.

Interest rates:
Investing from 100 € - 11.1% Investing from 500 € - 11.8% Investing from 1,000 € - 12.1% Investing from 2,000 € - 12.6% Investing from 5,000 € - 12.8%
Project description
Documents
Payment schedule

Independent Farm Overview

The farm was inherited in November 1994 (initially 32 ha). It currently covers 104 ha of owned land. The owner manages all operations independently. Crop production dominates, with no current livestock farming.

Crop Structure and Land Use:

Wheat: 41.6 ha

Rapeseed: 41.6 ha

Legumes (peas, hairy vetch): 20.8 ha

Modern Machinery Portfolio

- John Deere 8R 370 (S690 series) tractor (2014)

- John Deere 6120M tractor (2021)

- Zetor Forterra 8641 tractor (2005)

- New Holland TC5070 combine (2010)

- Dieci 25.6 telescopic handler (2011) Expansion and Development

Plan (Next 3–5 Years)

- Purchase of precision pesticide sprayer

- Annual lease buyouts: 0.5 ha per year

- Building modernization: roof repair and conversion to storage hall

- Installation of photovoltaic panels

Loan Purpose

The loan will support investments to increase production capacity and provide working capital for operational needs.

Investment Opportunity

This owner-operated farm with over 30 years of history and modern machinery offers growth through precision tech, infrastructure upgrades, and energy efficiency. Investment will enhance yields, cut costs, and secure long-term sustainability.


Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.