Green loan

Green Loan is a type of financing that enables farmers to use the proceeds for projects contributing to the environment. For investors, Green Loans give an opportunity to indirectly contribute to the generation of high-quality soil carbon credits, which are later sold on the Voluntary Carbon Market and receive part of the proceeds from their sale.
-1,599,960 kg CO2e

PL0003341

Goal
18,000 €
Raised
15,640 €
86%
Return rate
12.9%

Rating
A

Period
36

Time left

LTV
50%

Country
Poland

Loan purpose
Investment to increase production

Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxx Xxxxxxxxx
14-400 Xxxłęx, Xxxxxxx 22
header_1
Declared
Owned
Farming land197.00 ha45.00 ha
20252024
Revenue 171,126.65 € 119,727.37 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule
Independent Farm Overview
The farm was inherited by Mr. Adrian from his father on August 18, 2020 (initially 45 ha). It currently covers over 197 ha, including more than 45 ha of owned land and over 152 ha under documented lease agreements. Mr. Adrian manages the farm independently. The operation includes crop production and livestock farming: 40 dairy cows, 32 bulls, 10 heifers, and approximately 20 calves. The remaining area consists of meadows and pastures used for cattle grazing and on-farm needs.

Crop Structure and Land Use (Current)
Corn: 70 ha
Wheat: 20 ha
Triticale: 24 ha

Modern Machinery Portfolio
- Massey Ferguson RB61V Premium tractor (2022)
- SaMASZ 340HD disc mower
- Sulky DX30+ spreader (2024)
- Slurry tanker (2023)
- Massey Ferguson 7715S Premium baler (2024)

Expansion and Development Plan (Next 3–5 Years)

Purchase of modern machinery: self-loading wrapper, advanced manure spreader, new tractor
Lease buyouts: 3–5 ha annually
Acquisition of new land
Increase in livestock herd size

Loan Purpose
The loan will fund investments to boost farm production, including ergonomic improvements and capacity enhancements for greater efficiency and output.

Investment Opportunity
This dynamic, owner-operated farm with a solid foundation offers excellent growth prospects through machinery modernization, land expansion, and livestock scaling. Investment will enhance productivity, streamline operations, and support sustainable long-term profitability.

Project risks

Please note that investing in this project carries inherent risks, including the potential for the loss of profits and invested funds.

In the event that the Project Owner fails to fulfil their obligations, InSoil will take all necessary measures to safeguard the interests of investors and utilise the provided collateral. However, the Platform Operator does not guarantee the complete fulfilment of the Project Owner’s obligations.

There is also the possibility that carbon certificates may not be generated due to various reasons, such as the actions of Heavy Finance UAB, the project owner, or external factors.

Due to changes in market conditions, measurement methodologies and other factors, the price of carbon certificates is subject to change.