Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0003343

Goal
38,000 €
Raised
20,439 €
53%
Return rate
From 13.7%

Rating
B

Period
48

Time left

LTV
41%

Country
Poland

Loan purpose
Investment to increase production

Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxx Żxxxńxxx
Xxxxx Xxxxxxxx 67, 83-433 Xxxxx Xxxxxxxx
header_1
Declared
Owned
Farming land17.37 ha17.37 ha
20252024
Revenue 72,592.00 € 55,916.00 €
Net profit - -
Equity ratio - -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

13.7%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.

Interest rates:
Investing from 100 € - 13.7% Investing from 500 € - 14.4% Investing from 1,000 € - 14.7% Investing from 2,000 € - 15% Investing from 5,000 € - 15.2% Investing from 10,000 € - 15.4%
Project description
Documents
Payment schedule

This 40-year-old family-operated dairy farm covers 17 fully owned hectares in a stable agricultural region, where the experienced solo farmer cultivates feed crops to support an efficient, integrated livestock operation. The current herd of 50 animals—comprising 24 productive milking cows and 26 heifers—generates consistent dairy revenue, backed by modern, well-maintained equipment including a 2021 Sano feed wagon, 2014 MetalFach baler, and 2013 MetalFach wrapper.

    Having steadily expanded from an initial 5-hectare inheritance taken over in 1986, the farm demonstrates proven management expertise and long-term commitment to sustainable growth. The operator's independent operation keeps overheads low while maintaining high productivity standards.

Looking ahead, the farmer has a clear expansion roadmap: increasing the herd to at least 60 head this year and targeting 80 head within three years—a 60% scale-up that will substantially boost milk output and cash flow. The loan will directly finance high-return investments in additional cattle purchases, along with essential working capital for fertilizers and fuel to optimize feed production.

This opportunity stands out for investors due to its robust collateral—100% owned productive land, growing livestock assets, and reliable equipment—combined with dairy sector stability and a straightforward path to revenue growth. The farm's multi-decade track record through various market cycles further underscores its resilience and appeal as a low-risk agricultural financing play.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.