Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0003345

Goal
28,000 €
Raised
11,650 €
41%
Return rate
From 16.6%

Rating
C

Period
48

Time left

LTV
63%

Country
Poland

Loan purpose
Investment to increase production

Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxłxxxxx Xxxxxxńxxx
Xxxxxxx Xxxxxxxxxx 63 62-045 Xxxxxx
header_1
Declared
Owned
Farming land10.50 ha5.66 ha
20252024
Revenue 61,391.97 € 69,923.59 €
Net profit - -
Equity ratio - -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

16.6%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.

Interest rates:
Investing from 100 € - 16.6% Investing from 500 € - 17.3% Investing from 1,000 € - 17.6% Investing from 2,000 € - 18.1% Investing from 5,000 € - 18.3%
Project description
Documents
Payment schedule

Independent Farm Overview

The farm was inherited in April 2014 (initially 5.66 ha). It currently covers 10.5 ha of land. The owner manages operations himself, with help from 20–30 seasonal workers. The farm specializes in fruit production including blueberries, sour cherries, and sweet cherries, with no livestock farming.

Crop Structure and Land Use:

- Blueberries: 7.5 ha

- Sour cherries: 2 ha

- Sweet cherries: 0.5 ha

Modern Machinery Portfolio:

- Tad-Len Monsun 400L orchard sprayer (2021)

- Ditta-Seria 450L spreader (2015)

- Soil crushers (2016)

- Irrigation systems (2016/2019)

- Tractors E63D and C330

Expansion and Development Plan (Next 3–5 Years):

- Establish new 6 ha blueberry plantation (Calipso variety)

- Build modern cold storage facility (two chambers, 80 m²)

- Purchase 1200L precision sprayer

Loan Purpose:

The loan will finance new blueberry plantings and provide working capital for production needs during expansion.

Investment Opportunity

This specialized fruit farm offers strong growth potential through expanded blueberry production, improved post-harvest storage, and precision equipment upgrades. Investment will boost output, enhance market position, and ensure sustainable profitability.


Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.