Green loan

Green Loan is a type of financing that enables farmers to use the proceeds for projects contributing to the environment. For investors, Green Loans give an opportunity to indirectly contribute to the generation of high-quality soil carbon credits, which are later sold on the Voluntary Carbon Market and receive part of the proceeds from their sale.
-5,759,856 kg CO2e

PL0003356

Goal
50,000 €
Raised
2,941 €
5%
Return rate
16.6%

Rating
B+

Period
48

Time left

LTV
50%

Country
Poland

Loan purpose
Land purchase

Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxx Xxxxxxxxxx
Xxxxxłxxxx 15 , 63-910 Xxxxxxx Xóxxx
header_1
Declared
Owned
Farming land185.00 ha20.00 ha
20252024
Revenue 231,195.15 € 232,499.62 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule
Independent Farm Overview
The farm was inherited in May 2004 (initially 7 ha). It currently spans approximately 204 ha, including 19 ha of owned land and 185 ha under documented leases. The owner manages operations with help from his two sons. The farm focuses on diverse crop production and livestock fattening: 72 pigs currently, with 1,500 fattened annually.

Crop Structure and Land Use
Sugar beets: 6 ha
Rapeseed: 14 ha
Corn: 60 ha
Starch potatoes: 12 ha
Winter barley: 15 ha
Triticale: 44 ha
Wheat: 44 ha 

Modern Machinery Portfolio
- Zetor Proxima HS80 tractor (2018)
- Nautil SD3000 non-plow cultivator aggregate (2005)
- Rotary harrow with disc seeder (2007)
- John Deere 9680 WTF tractor (2004)
- Stoll 202 two-row beet harvester (1998)

Expansion and Development Plan (Next 3–5 Years)

- Lease buyouts: 2–3 ha annually
- Acquisition of new land
- Tractor upgrade to 250 HP model
- Expansion of crop and livestock production

Loan Purpose
The loan will fund land buyouts, navigation system purchase, and investments aimed at increasing overall farm production and efficiency.

Investment Opportunity
This established family farm with diverse crops and pig fattening presents strong growth potential through land expansion, machinery upgrades, and production scaling. Investment will drive higher yields, modernize operations, and ensure sustained profitability.

Project risks

Please note that investing in this project carries inherent risks, including the potential for the loss of profits and invested funds.

In the event that the Project Owner fails to fulfil their obligations, InSoil will take all necessary measures to safeguard the interests of investors and utilise the provided collateral. However, the Platform Operator does not guarantee the complete fulfilment of the Project Owner’s obligations.

There is also the possibility that carbon certificates may not be generated due to various reasons, such as the actions of Heavy Finance UAB, the project owner, or external factors.

Due to changes in market conditions, measurement methodologies and other factors, the price of carbon certificates is subject to change.