Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0003370

Goal
42,000 €
Raised
11,900 €
28%
Return rate
From 11.7%
Rating
A
Period
48
Time left
LTV
50%
Country
Poland
Loan purpose
Investment to increase production
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxx Xxxxxxxxx
14-400 Xxxłęx, Xxxxxxx 22
header_1
Declared
Owned
Farming land197.00 ha45.00 ha
20252024
Revenue 171,126.65 € 119,727.37 €
Net profit - -
Equity ratio - -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

11.7%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 11.7% Investing from 500 € - 12.4% Investing from 1,000 € - 12.7% Investing from 2,000 € - 13% Investing from 5,000 € - 13.2% Investing from 10,000 € - 13.4%
Project description
Documents
Payment schedule
Independent Farm Overview
The farm was inherited by Mr. Adrian from his father on August 18, 2020 (initially 45 ha). It currently covers over 197 ha, including more than 45 ha of owned land and over 152 ha under documented lease agreements. Mr. Adrian manages the farm independently. The operation includes crop production and livestock farming: 40 dairy cows, 32 bulls, 10 heifers, and approximately 20 calves. The remaining area consists of meadows and pastures used for cattle grazing and on-farm needs.

Crop Structure and Land Use (Current)
Corn: 70 ha
Wheat: 20 ha
Triticale: 24 ha

Modern Machinery Portfolio
- Massey Ferguson RB61V Premium tractor (2022)
- SaMASZ 340HD disc mower
- Sulky DX30+ spreader (2024)
- Slurry tanker (2023)
- Massey Ferguson 7715S Premium baler (2024)

Expansion and Development Plan (Next 3–5 Years)

Purchase of modern machinery: self-loading wrapper, advanced manure spreader, new tractor
Lease buyouts: 3–5 ha annually
Acquisition of new land
Increase in livestock herd size

Loan Purpose
The loan will fund investments to boost farm production, including ergonomic improvements and capacity enhancements for greater efficiency and output.

Investment Opportunity
This dynamic, owner-operated farm with a solid foundation offers excellent growth prospects through machinery modernization, land expansion, and livestock scaling. Investment will enhance productivity, streamline operations, and support sustainable long-term profitability.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.