Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0003378

Goal
27,000 €
Raised
17,660 €
65%
Return rate
From 13.6%
Rating
B
Period
48
Time left
LTV
65%
Country
Poland
Loan purpose
Farm buildings purchase/construction
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxx Xxxxxxxxx
Xxxxąxxxxx 42, 62-220 Xxxxxxxxxx
header_1
Declared
Owned
Farming land50.00 ha9.41 ha
20252024
Revenue 371,466.33 € 363,247.11 €
Net profit - -
Equity ratio - -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

13.6%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 13.6% Investing from 500 € - 14.3% Investing from 1,000 € - 14.6% Investing from 2,000 € - 15.1% Investing from 5,000 € - 15.3%
Project description
Documents
Payment schedule
This Polish farmer launched his independent operation 15 years ago and has grown it impressively to 50 hectares, including 10 hectares of owned land that provides real financial stability. He runs a well-balanced business combining diverse crop production with profitable pig breeding, which helps weather market ups and downs. His fields produce 2 hectares of wheat for bread and feed, 10 hectares of high-value rapeseed, 10 hectares of barley, 14 hectares of corn as a reliable staple, and 14 hectares of potatoes—Poland's agricultural powerhouse crop that commands steady demand.

The pig herd gets a major boost this March with 650 additional animals, immediately scaling up meat production and revenue potential. He manages the farm solo day-to-day but partners with professional services for planting and harvesting, which keeps operations efficient without the overhead of owning expensive machinery.

Looking three years ahead, the plan calls for consistent herd expansion toward doubling the current size, supported by new farm buildings tailored to the larger operation. These upgrades will improve animal housing, biosecurity, and overall productivity.

The loan finishes building renovations to fully support the herd growth and boost efficiency. This final push strengthens infrastructure, enables the immediate scaling from the March pig addition, and sets the farm up for sustained revenue growth in a battle-tested operation backed by EU subsidies and strong market access

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.