Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0003388

Goal
19,000 €
Raised
19,000 €
100%
Return rate
From 11.6%
Rating
A
Period
48
Time left
LTV
50%
Country
Poland
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxx Xxxxxxxx
Xxxxxx 24 xxx. 2 73-231 Xxxęxxx
header_1
Declared
Owned
Farming land154.00 ha30.00 ha
20252024
Revenue 107,635.99 € 108,176.79 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule
Independent Farm Overview:
The farm has been operating since January 2001 (initially 24 ha inherited). It currently spans 150 ha total, including 30 ha of owned land and 120 ha under documented leases. The owner manages operations independently. The farm focuses exclusively on crop production with no livestock.

Crop Structure and Land Use (Current):
Wheat: 100 ha
Rapeseed: 50 ha

Modern Machinery Portfolio:
Horsch 3m seeder (2025)
AGRO-MASZ disc-sowing combination (2023)
EUROMASZ disc harrow (2022)
Strumyk cultivator-seeder aggregate (2024)
Massey Ferguson tractor (2017)

Expansion and Development Plan (Next 3–5 Years):

- Purchase larger tractor
- Build silos for grain storage
- Upgrade to modern combine harvester
- Land acquisition and lease buyouts: 5 ha annually

Loan Purpose:
The loan will provide working capital to support ongoing operations and expansion initiatives.

Investment Opportunity:
This efficiently managed crop farm with modern equipment offers excellent growth potential through infrastructure development, machinery modernization, and steady land expansion. Investment will enhance storage capacity, boost productivity, and ensure long-term competitiveness.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.