Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0003417

Goal
33,000 €
Raised
2,355 €
7%
Return rate
From 13.7%
Rating
B
Period
48
Time left
LTV
57%
Country
Poland
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxx
Xxxxxxx 105, 34-543 Xxxxxx
header_1
Declared
Owned
Farming land52.00 ha35.00 ha
20252024
Revenue 92,118.59 € 99,807.11 €
Net profit - -
Equity ratio - -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

13.7%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 13.7% Investing from 500 € - 14.4% Investing from 1,000 € - 14.7% Investing from 2,000 € - 15% Investing from 5,000 € - 15.2% Investing from 10,000 € - 15.4%
Project description
Documents
Payment schedule
This seasoned Polish farmer commenced operations in 2005 with 5 hectares inherited from parents, methodically scaling to 52 hectares total including 35 hectares owned—demonstrating disciplined asset accumulation and substantial equity position.
The enterprise specializes in high-margin arable cropping across 27 hectares winter wheat, 18 hectares rapeseed, 3 hectares beans, and 4 hectares potatoes, delivering diversified revenue streams resilient to commodity cycles. Owner-operated with seasonal labor augmentation optimizes cost structure while maintaining execution velocity.
Professional mechanization portfolio evidences capital discipline: John Deere 7530 tractor (2010), John Deere 5100M (2013), Amazone aggregate (2011), Unia cultivator (2013), Kuhn spreader (2011)—contemporary assets supporting precision agriculture at scale.
Strategic 3-year roadmap prioritizes leasehold-to-freehold conversion maximizing owned land ratio alongside procurement of no-till equipment to enhance soil sustainability, reduce cultivation costs, and improve environmental compliance.
Loan facility finances critical working capital requirements for fertilizers and plant protection products, ensuring optimal input timing, yield protection, and margin preservation during seasonal operations—positioning the business for land acquisition and technological upgrade execution within Poland's EU-supported arable sector.
Attractive proposition combining proven crop management expertise, strong asset backing, input optimization, and systematic balance sheet fortification for sustained value creation.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.